12 People Who When They Hear the Phrase “I Need a Loan…” Start to Shake

All of us, at times, go through difficult moments, and the only salvation is to borrow money from relatives or friends. However, some unscrupulous people use a difficult situation to take advantage of the kindness of others and earn money. As a result, they often spoil a relationship that has been built up over several years.

We, from awesome.club, we wish you all financial health, so that you don’t have to think about borrowing money. Read these people’s stories and next time you will think hard before taking out even a small loan.

A friend asked me to borrow 350 reais for a few weeks. Well, how not to help? Of course, I borrowed it. A month passed, another, four months and no payment. Whenever we met, I would bring it up and he would always say that he would pay me back soon, but he was still going through a difficult situation. Recently, he called me asking for another 1500 reais. On my remark that it would be good for him to pay off the old debt first and only then take on a new one, he replied quite seriously: “I was planning to pay off the first debt with these 1500!” I explained that this was not how things worked, but I liked the attempt.🇧🇷 © ProstoTrue / Pikabu

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My cousin had just come out of the army. At the time, he lived in a nearby, small town where he had little chance of finding a job. So he decided to move to a bigger city, but before that he came to visit me. I had just bought an apartment with the help of a bank loan and was in the middle of renovating it. Of course, he didn’t have any money left. He asked me for 50 reais for a medical examination, saying he would pay as soon as he got a job. He was trying to get a post as a security guard and even showed me his army file. I noticed it written: negligent in the performance of his duties. At the time I realized that it would not be easy to get a job as a security guard. I gave the 50 reais, I didn’t ask any questions and I was even forced to listen to my wife’s complaints, claiming that we didn’t have money to do charity work. After that, he just disappeared. It was 2007. I never saw him again, but some of my relatives still keep in touch with him. This family relationship cost only 50 reais. © VasiliyKrivets / Pikabu

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We recently bought an apartment. We haven’t moved there yet. The only thing that spoils the expectation of having a property of your own is that afterwards people always show up asking to borrow money. Everyone knows we made an expensive purchase, but still:
“How come you don’t have any money?” You even bought an apartment? [Por isso não tenho mais dinheiro]🇧🇷
— Do you have money to buy an apartment, but not enough to help a relative? [Sim]🇧🇷
“My son is in the army. We need to transfer money to him. Don’t you feel sorry for the child? [A criança tem 21 anos e é sua]🇧🇷
And my favorite:
“I know you said every penny counts right now. But he only lends me 500 reais. I want to buy a pair of jeans and there are still three days to go before I receive my salary. I want to buy it right away, otherwise tomorrow may end. © Lukinishna / Pikabu

A coworker was having financial problems and asked to live at my house for a while. I accepted on one condition: split the expenses, and he agreed. So he lived with me for a month and then, without warning, he quit his job and disappeared. Two years later, he returned to the city, we met and at a certain point I commented on the expenses he left behind, and I received the following reply: “I do not deny having accepted to share the expenses. But I’m not going to pay, because I don’t see any sense or logic in that.” © MikloshBalza / Pikabu

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My friend lent money to her boyfriend, shortly after, they broke up. More than a year has passed. Occasionally, she texts or calls to ask for the money back, but he always responds with the same phrase: “I don’t want to discuss our relationship”. © _hey_mammy / Twitter

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I lent money to my sister in February, and she promised to pay it back “on Monday”. It’s been 22 weeks. I think I should ask you which Monday she was referring to. © kwateriee / Twitter

I once lent money to a friend. A month later things got tough and I texted him asking for help. This was the response I received after sending several messages: “Oh, you are very materialistic! If someone discovers that he is the type who pesters others for 100 reais, he will not believe it”. © river_ah_river / Twitter

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A friend asked me to borrow 500 reais for three months and I lent it. He returned it on time, waited three weeks, and asked for another 1,000 for three months. I had it, so I gave it to you. Then I found out that he borrowed 500 reais from another friend to pay me. So he took the 1000 I borrowed and gave 500 back to that friend. This is his ingenious scheme. © TotMuzhik / Bash.im

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I lent 270 reais to a childhood friend, and he promised to pay me back in installments. First, he transferred 40 reais. After a few days, another 100 and then he sent me this message: “Well, I paid you 150, and the remaining 100 I will return later”. I still wonder if he did it just to earn 30 reais. © ablkmv / Twitter

I lent money to a friend and he didn’t pay me back. Two months later, I met him at a restaurant with a nice girl. I walked over to ask about the money in front of her, and he turned pale. It turns out that, as a proof of his great love, he tried to borrow $4,000 from this young lady, and I showed up at the wrong time. After that her father thanked me, and this friend ended up having an “accident”. For some reason, he didn’t want to see me at the hospital. © Podslushano / Ideer

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I lent a small amount to a friend “for a month”. As sometimes happens in such cases, 30 days turned into two years. I heard a lot of excuses this whole time: I need money for my mother’s medication, for clothes, to pay the dentist, to treat the cat, to fix the plumbing, to buy a wedding present for a couple of my friends… One day, After all this nonsense, I said that I would recalculate the debt according to the inflation of the two years, because the price of gasoline went up, as well as the value of the condominium and the food did not get cheaper either. Two days later I had my money, without the interest! © Podslushano / Ideer

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I lent R$20,000 to a friend. Three years passed and she didn’t show up to pay the debt. Good thing I was smart and made her sign a contract giving me her car as collateral. The term of the contract was about to expire, so I went to court. She started making threatening calls and I recorded all conversations. In the end, I won the case. She called me recently, I thought it was to resolve the situation, but no, she threatened me again, saying that she would appeal and send my husband evidence that compromises our marriage. We were childhood friends. © Podslushano / Ideer

And you, do you have stories related to friend defaults? Tell us in the comments!