Home » Dreams & Meanings » How to calculate karmic debt? Methods, through numerology and more!

How to calculate karmic debt? Methods, through numerology and more!

Karma refers to what we do and how it will impact our lives in the future, either in this reincarnation or in subsequent ones. Thus, karmic debt talks about what harmful actions you had for yourself or others in past lives that reverberate in your current life.

These mistakes are charged in subsequent lives, so it is essential to understand your karmic debt and how to pay it, in order to have a peaceful life now and in future reincarnations. To discover your karmic debt and how to readjust these energies, follow the article!

The word karma means, in Sanskrit, action. Thus, it is understood that every action has a reaction that can be felt in the present, future and even in other lives. To find out what actions in your past lives are being reaped in this life, read on!


Karmic debts are the burdens to be taken on for future reincarnations arising from mistakes and crimes in past lives. When committing a negative action for yourself or for others, the reaction can come in this life, as the well-known “here we do it, here we pay”.

However, in some cases the error persists and is felt in the next lives. In this way, it is necessary to settle this debt to live in peace and not drag this karma into the next reincarnations.


The karmic debt is linked to your day of birth. The day you were born marks in time the legacies of your past lives. Remember that you may have started a new cycle in your life, but your story has not been erased.

To calculate your karmic inheritance and know what your debt is, you will need a method. Which is formulated through the science of numbers, numerology and astrology. From there you will be aware of your karmic debt.


The realignment of karma is necessary to forgive the transgressions committed by your past lives. And, finally, achieving balance with the Universe, thus enabling the evolution of your spirit in the next reincarnation.

To measure your debt, you need to measure your karmic debt, using a method that uses numerology and astrology. From your date of birth and your Astral Map it is possible to measure your past debts.

You will only be able to restore the balance of your Karmic Debt when you discover its origin. For this, it is necessary to recognize in the astral map if you have one of the 4 numbers of karma, they are: 13, 14, 16 and 19. If you have them, or have one of them 1-3-4-6-9 in your date of birth, you have a karmic debt.


There are four ways to discover your karmic debt. The first is through the day of your birth. If you were born on the 13th, 14th, 16th or 19th, you automatically have the karmic debt associated with these numbers.

The second way is through your destination number obtained with your date of birth. It is calculated by adding the digits of your date of birth down to a single numeral. For example, a person who was born on 11/17/1994 has a destiny number of 6 (1+7+1+1+1+9+9+4 = 33, 3+3 = 6).

The third way is through the motivation number, found by adding the vowels of your full name using the Pythagorean Table. According to the Pythagorean Table, each letter has a numerical equivalent, namely:

  • 1 = A, J, S
  • 2 = B, K, T
  • 3 = C, L, U
  • 4 = D, M, V
  • 5 = E, N, W
  • 6 = F, O, X
  • 7 =G,P,Y
  • 8 = H, Q, Z
  • 9 = I, R
  • For example, if the person is called João da Silva, the motivation number will be 7 (6+1+6+1+1+1 = 16, 1+6 = 7).

    Finally, the fourth way is to calculate the expression number, that is, the sum of all the letters in your full name, to obtain the karmic debt. In the case of the example, João da Silva, the number of the expression calculated with the Pythagorean Table is 1 (1+6+1+6+4+1+1+9+3+4+1 = 37, 3+7 = 10 and 1+0 = 1).

    If the number of destiny, motivation or expression is equivalent to 4, 5, 7 or 1, you have the karmic debt equivalent to the numbers 13, 14, 16 and 19, respectively.

    Karma is, in short, the sum of all your actions and their due reactions in this and future lives. So, what you do now affects your future, just as what you did in past lives interferes with your life now, whether it facilitates or hinders your paths.


    The influence of Karma on human life can surprise everyone. The law of causality, that every action has a reaction, means that all your actions have consequences. Therefore, your every decision must be made in favor of the 12 laws of karma. If you break them, a karmic debt will arise.

    According to the principles of Hinduism and Buddhism, every soul undergoes a process of multiple reincarnations, and each cycle will undergo an evolution of spirit. That is, if the spirit obeys the laws of karma, only then will it be able to create balance in the Universe and reach enlightenment.

    Therefore, understanding karma is a matter of understanding your ancestors, understanding your own background. Seek in karmic principles the path to liberation. Yeah, this is a great opportunity to achieve your spiritual evolution.


    Life represents a stage in the life of one who follows the principles of karma. Everything that happened in your past created marks, now you carry them with you. These marks are your karmic heritage. That is, if you break any of the 12 laws, you will suffer the consequences.

    Studying your Karmic Astrology is fundamental at this time. It will allow you to know more about your past, in addition to the self-knowledge it will provide. You will become aware of your debt and know how to act in your quest for enlightenment.


    The laws of karma are laws that govern the spirit in the universe. They reconstitute the balance of your karma in your incarnation. What makes it possible to achieve the evolution of the spirit. The numbers will be able to tell you if your karmic debt is present in your life or not.

    From numerology you are able to interpret the numbers and their influence in your life. Their presence on your date of birth, or on your karmic birth chart will give you evidence of your karmic debt and whether it is present in your incarnation at this time.


    There are 4 types of karmic debts and they are directly related to the numbers 13, 14, 16 and 19. Each number reveals its characteristic and explains how its karmic debt was generated. Your past lives left debts related to death, material goods, pride and human vanity, cause and effect.

    The first karmic debt is represented by the number 13, whether it is found in your birth day or in your destiny number, motivation or expression. It is gained through past mistakes that have death as the backdrop. Understand now the consequences of who has this debt and how to overcome it.


    The karmic debt brought by the number 13 signals that in one of your past lives you made an attempt against your life or someone else’s. Related to suicide, murder, or even neglecting one’s life, this karma brings a lazy and indifferent personality into the present.


    In Tarot, card 13 is equivalent to the Arcanum of Death. In addition to death itself, this card talks about closing cycles and the need to let the old die for the new to grow.

    Likewise, one must leave past mistakes behind and face the challenge of life. This will be possible through effort and work, after all, people with this karmic debt must avoid shortcuts.

    Don’t run away from your responsibilities and don’t wait for things to fall from the sky. Have the courage to follow and fight for your goals. Thus, you will overcome this karma.


    People who have this karmic debt will experience great frustrations in their lives. A feeling of unrewarded effort swirls around your mind and hinders you from moving forward.

    Maybe your attitudes or other people’s are constantly driving you to rock bottom. Stop to reflect on the consequences of your actions and if you are not associating with those who have no future.

    The karmic debt of the number 14 is related to material goods and the way they were acquired in your past lives. If you acted greedily in other reincarnations, you will have to develop humility and control your ambition. Keep reading and learn how to act!


    Karmic debt 14 is linked to material goods. Those people who were greedy in a past life, or who obtained material gains illicitly, are marked with debt 14.

    You must have hurt many people financially by breaking the universal laws of karma. Now you carry that mark and it is in this incarnation that you will have to deal directly with your debt. This is your opportunity to clear your debts with your past lives once and for all.


    First, to settle your karmic debt 14, you will need to focus on how you conduct your financial and emotional life. You can be an ambitious person, and you often get carried away by greed to achieve ever-increasing gains.

    Learn to be a modest person. The lesson you must learn in this incarnation is detachment. Understand your limits and experience a life taking on only what is necessary. Exercise temperance that everything will work out in your life.


    You at some point lost financial control of your life. This generated despair and moved negative emotions in his soul, which aroused greed and envy in some past reincarnation.

    Calculating your karmic debt is a good start for those seeking to become aware of their incarnation. Finding out that your karmic debt is 14 may not come as a surprise, as this behavior relates to your self at that time.

    This is the time to reach your spiritual evolution and break the karmic cycle for your next incarnations. But for that to happen, you’ll need to deal with this deviant behavior as soon as possible.

    Karmic Debt 16 deals with ego and excessive pride. People who carry this karma were extremely selfish in past lives, and the well-being of…

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